Category: Market Finance Article

Due diligence is an extremely crucial step in case of a merger and acquisition (M&A). From the buyer’s side it helps assess if the deal is actually going to be a beneficial one and that all vital business and strategy information is disclosed to them. By factoring in these potential area issues and anticipating any upcoming concerns, the target company will be in a better position to negotiate a winning business acquisition without any hassles.

Here are some key areas that you need to look at, during the process of merger or acquisition:

1 – Financial matters

The target company needs to check if the target projects are realistic or not. Some core pointers to check include:

1. Company performance over last three years provided by the bank statements and tax filing statements
2. Presence of auditing on company accounts and filings

• Margin trends of past five years

1. Assessment of viability of

The saying says, health is expensive. Not only inhibits your activity and productivity at work. Health problems will also have an effect on your financial plan.
Well, what can you do to get your finances ready to face possible medical problems? The following are:

1. Manage your Medical Emergency Fund

You will never know what happened now and tomorrow. So having enough savings for emergency events will make you think more calmly. Based on Cigna’s survey, only 59{32ca7afe7dee7544c8399175d2ef8534bc96e8dfec63ac1022e945a6adaba39c} of individuals said they had financial security for 12 months without any income.
Others, 29{32ca7afe7dee7544c8399175d2ef8534bc96e8dfec63ac1022e945a6adaba39c} said that their financial plan is only safe within one month.

2. Use Emergency Funds Only for Urgent Purposes
   Now we have emergency funds in savings? The next challenge is, you must obey using these funds for emergency purposes only. Never be tempted to spend it on a daily or monthly basis that is sometimes not needed.

 … Read more

Loans for a lawsuit are provided for to respond to harsh financial circumstances a person may find himself as they wait for their settlement award, this loan for a lawsuit will help in covering your litigation expenses, medical bills or household expenses while the cases are still pending hence avoiding financial stress.

     Do you know about Mayfield? This a loan for lawsuit funding company. May field funding offers quick support to their clients without the need for collaterals, instant money once your case is approved, Mayfield is among the leading companies with reputable rates and provides support for avoiding income loss.

• About loans for lawsuits

      A loan for a lawsuit is there to help raise funds when you had insufficient cash and faced with mounting bills for examples medical bills and expecting compensation for the case of traffic accidents; and also when seeking your rightful share as an heir on … Read more

Even though the distinction between the nationalities of customers is widely perceived as discrimination and therefore mostly taboo, banks differentiate between Singapore and foreign applicants in their lending. However, at least Singaporean financial institutions are clearly limited by Singaporean law.

The fundamental rejection of any lending to a foreigner is in no case allowed. Violations of the principle of equal treatment do not take place in practice. Possible refusals of lending to a foreign loan seeker are usually based on objectively justified reasons such as an unclear or temporary residence status.

Lending to foreigners from other countries

Citizens from all other states of the Community and the member states of the country are subject to an absolute prohibition of discrimination. This means that no bank is allowed to deny credit to an applicant who is a national of acountry or a country because he is a foreigner. True opportunities for … Read more

The future is often not thought of by people. It will be here before you know it and you will need to be prepared. Retirement planning should be the number one thing on your planning list. This allows you to not have to work and enjoy your life.
When you start to plan your retirement, you will need to make sure that you do so in a manner that makes you the most money without hurting you financially. You will need to make sure that you will have enough money to live comfortably so planning out your financial goals will help.

The best thing that you can do is to hire a financial planner that is well experienced with retirement planning. There are several things that you can choose. You can choose to work with a person that will help you with your retirement planning or you can choose to … Read more