Category: Market Finance Article

Why small investors should invest in mutual funds

The safety of your investment is a key consideration when investing your hard-earned money. This holds true particularly for small investors, many of whom are increasingly turning to mutual funds. Mutual fund investments are convenient and bring high returns. And you don’t have to invest large sums either.

What are mutual funds?

Mutual funds represent a pool of money that is accumulated when many investors come together. This money is then invested in the market by a dedicated fund manager who ensures optimal returns for all investors. A mutual fund generally operates as a trust that invests in many financial securities. These include shares, debt, and money market instruments, among others. 

You will find mutual fund schemes of all kinds. They differ based on different factors such as the investor’s risk profile, investment duration, and return expectations. For instance, if you can … Read more

Life happens sometimes and it’s best to be prepared to ensure that you can handle whatever comes your way. It can be difficult to save for emergencies, however, especially when you don’t know where to start. However, there are some easy ways to save for emergencies to ensure that you’re ready for the unexpected. 

Automate

You can be prepared for emergencies before they happen by saving money along the way. To make saving money easier, you can automate your savings. Having money put away from each paycheck can help your savings add up faster and automation can provide a set it and forget it mentality so you won’t have to think twice about putting money away. 

Avalanche 

You can save your money faster by using the avalanche method to pay off existing debt and free up your cash each month. With the avalanche method, you pay off one outstanding … Read more

An installment loan is when you borrow a set amount of money and agree to pay the total back in the series of monthly payments, You’ve probably heard of some of the common types of installment loans, such as student loans, auto loans and mortgages.

How Does It Work?

So how does it work? Let’s say you borrow $1000 at an interest rate of 15% over 24 months. Divided over the dictated time period, your payment would be $48 per month. This total would come out to $1164, meaning you’ve paid $164 an interest for access to the $1000 you did not have up front before getting a loan. Installment loans are an excellent option for many situations. Some good examples are buying a home, going to college, or buying a car. 

Factors to Consider

Before you jump into alone, be sure to consider some things, such as offered interest … Read more

Network marketing is not difficult once you know more about it. The tips in this article can help you up to speed on network marketing goals.

If you are considering starting a campaign to use network marketing be sure to compare the different compensation programs available, it is important to consider the overall compensation package that is available to you and whom ever you have partnered or teamed up with. If the compensation offered is not going to reward you with enough profit, it is time to look for another option.

One way to look at network marketing efforts is as a mad dash to recruit the maximum possible number of people.

You might have to spend a little more time working on your business in the beginning, but as you start to see money coming in, you should be able to take time off for your loved ones.

Be

Motorcyclists love the outdoor life and they will use any excuse to get out in the open. Riding a bike can be for fun. Alternatively, it can also be a serious hobby that many bike enthusiasts can cultivate.

Before you embark on long rides, ensure you have mastered these top 5 hacks.

Hack 1 – Use Damn Gloves to Keep Your Hands Dry:

Riding a bike/motorcycle exposes the rider to nature’s forces such as rain, storms and dust. Rains can cause lots of issues. Damn gloves are the first things to look out for. Try picking up plastic surgical gloves during the rainy season. These are useful items to carry around. Wear them under the under rider gloves. These will keep the hands dry.

Hack 2 – Plastic Bags Are Your Go to Waterproofs:

Although for one-time use as plastic bags are banned but they are indeed a biker’s best … Read more