One of the most powerful numbers that affect your financial life is the credit score. It is what financial institutions and businesses use to gauge your accountability. In the bank, for instance, it is used to decide if you qualify for a loan and the interest rate you will be charged. Similarly, an insurance company uses your credit scores to determine your rate. And when you want to establish a new service with a utility company, guess what they will check first. Do not be surprised even when a potential employer inspects your credit history before offering you a job. That is why it is paramount that you understand how to repair bad credit to make your life easier.
Do you want to know what affects your credit scores? Read on.
- History of credit payment
Any financial institution will want to know how you have been making your payments. This …
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