Month: August 2018

Due diligence is an extremely crucial step in case of a merger and acquisition (M&A). From the buyer’s side it helps assess if the deal is actually going to be a beneficial one and that all vital business and strategy information is disclosed to them. By factoring in these potential area issues and anticipating any upcoming concerns, the target company will be in a better position to negotiate a winning business acquisition without any hassles.

Here are some key areas that you need to look at, during the process of merger or acquisition:

1 – Financial matters

The target company needs to check if the target projects are realistic or not. Some core pointers to check include:

1. Company performance over last three years provided by the bank statements and tax filing statements
2. Presence of auditing on company accounts and filings

• Margin trends of past five years

1. Assessment of viability of

The saying says, health is expensive. Not only inhibits your activity and productivity at work. Health problems will also have an effect on your financial plan.
Well, what can you do to get your finances ready to face possible medical problems? The following are:

1. Manage your Medical Emergency Fund

You will never know what happened now and tomorrow. So having enough savings for emergency events will make you think more calmly. Based on Cigna’s survey, only 59{32ca7afe7dee7544c8399175d2ef8534bc96e8dfec63ac1022e945a6adaba39c} of individuals said they had financial security for 12 months without any income.
Others, 29{32ca7afe7dee7544c8399175d2ef8534bc96e8dfec63ac1022e945a6adaba39c} said that their financial plan is only safe within one month.

2. Use Emergency Funds Only for Urgent Purposes
   Now we have emergency funds in savings? The next challenge is, you must obey using these funds for emergency purposes only. Never be tempted to spend it on a daily or monthly basis that is sometimes not needed.

 … Read more